/* fin-go — fintech, mono + accent */

:root {
  --ink: #0A0A0B;
  --ink-2: #2A2A2E;
  --ink-3: #6B6B72;
  --ink-4: #A0A0A8;
  --line: #ECECEF;
  --line-2: #F4F4F6;
  --bg: #FFFFFF;
  --bg-soft: #F7F7F8;
  --bg-elev: #FFFFFF;

  --accent: #C6FF3D;       /* electric lime */
  --accent-ink: #0A0A0B;
  --accent-soft: #F0FFC9;

  --green: #00B96B;
  --red: #FF4747;

  --r-sm: 12px;
  --r-md: 18px;
  --r-lg: 24px;
  --r-xl: 32px;
  --r-pill: 999px;

  --font-sans: 'Space Grotesk', -apple-system, BlinkMacSystemFont, sans-serif;
  --font-mono: 'JetBrains Mono', ui-monospace, monospace;

  --shadow-1: 0 1px 2px rgba(10, 10, 11, 0.04), 0 1px 0 rgba(10, 10, 11, 0.02);
  --shadow-2: 0 8px 24px rgba(10, 10, 11, 0.06);
  --shadow-cta: 0 8px 22px rgba(198, 255, 61, 0.35);
}

* { box-sizing: border-box; -webkit-tap-highlight-color: transparent; }
html, body {
  margin: 0; padding: 0;
  background: var(--bg);
  color: var(--ink);
  font-family: var(--font-sans);
  font-size: 16px;
  line-height: 1.5;
  -webkit-font-smoothing: antialiased;
  letter-spacing: -0.01em;
}
a { color: inherit; text-decoration: none; }
button { font-family: inherit; }
img, svg { display: block; max-width: 100%; }
.ic { width: 1em; height: 1em; flex-shrink: 0; vertical-align: -0.15em; display: inline-block; }

.app {
  max-width: 480px;
  margin: 0 auto;
  background: var(--bg);
  min-height: 100vh;
  padding-bottom: 96px;
  position: relative;
}

/* ============ HEADER ============ */
.hdr {
  position: sticky;
  top: 0;
  z-index: 50;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 18px 20px;
  background: rgba(255,255,255,0.92);
  backdrop-filter: saturate(180%) blur(12px);
  border-bottom: 1px solid transparent;
  transition: border-color .2s;
}
.hdr.scrolled { border-bottom-color: var(--line); }
.logo {
  display: inline-flex; align-items: center;
  font-weight: 700;
  font-size: 22px;
  letter-spacing: -0.045em;
  color: var(--ink);
}
.logo-dot { color: var(--accent-ink); background: var(--accent); padding: 0 5px; border-radius: 5px; margin: 0 1px; }
.pill {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 12px;
  font-weight: 500;
  padding: 6px 10px 6px 8px;
  border-radius: var(--r-pill);
  background: var(--bg-soft);
  color: var(--ink-2);
  border: 1px solid var(--line);
}

/* ============ HERO ============ */
.hero { padding: 16px 20px 8px; }
.hero h1 {
  font-size: 44px;
  font-weight: 700;
  line-height: 0.98;
  letter-spacing: -0.045em;
  margin: 16px 0 10px;
  text-wrap: balance;
}
.hero h1 mark {
  background: var(--accent);
  color: var(--ink);
  padding: 0 6px;
  border-radius: 6px;
}
.hero p.sub {
  font-size: 16px;
  color: var(--ink-3);
  margin: 0 0 18px;
  max-width: 30ch;
}
.hero-illus {
  margin: 4px -4px 0;
  border-radius: var(--r-xl);
  overflow: hidden;
  position: relative;
  background: linear-gradient(180deg, #F7F7F8 0%, #EAEAEE 100%);
  aspect-ratio: 16 / 11;
}
.hero-illus svg { width: 100%; height: 100%; }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 11px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--ink-3);
}
.eyebrow::before {
  content: ''; width: 6px; height: 6px; border-radius: 50%;
  background: var(--accent); box-shadow: 0 0 0 4px var(--accent-soft);
}

/* ============ CALC ============ */
.calc {
  margin: 24px 20px 0;
  border: 1px solid var(--line);
  border-radius: var(--r-xl);
  padding: 22px;
  background: var(--bg-elev);
}
.calc-row + .calc-row { margin-top: 18px; }
.calc-row .label {
  font-size: 12px;
  font-weight: 500;
  color: var(--ink-3);
  margin-bottom: 10px;
  display: block;
}
.stepper {
  display: grid;
  grid-template-columns: 48px 1fr 48px;
  align-items: center;
  background: var(--bg-soft);
  border-radius: var(--r-lg);
  padding: 8px;
}
.step-btn {
  width: 48px; height: 48px;
  border-radius: var(--r-md);
  border: none;
  background: var(--bg);
  color: var(--ink);
  font-size: 24px;
  font-weight: 500;
  cursor: pointer;
  display: grid;
  place-items: center;
  box-shadow: var(--shadow-1);
  transition: transform .08s;
}
.step-btn:active { transform: scale(0.94); }
.step-btn:disabled { color: var(--ink-4); cursor: not-allowed; box-shadow: none; }
.step-display {
  text-align: center;
  font-weight: 700;
  letter-spacing: -0.04em;
  line-height: 1;
}
.step-display .num {
  font-size: 36px;
  display: block;
}
.step-display .unit {
  font-size: 12px;
  color: var(--ink-3);
  font-weight: 500;
  margin-top: 4px;
  letter-spacing: 0;
  text-transform: uppercase;
}
.range-mini {
  display: flex;
  justify-content: space-between;
  margin-top: 10px;
  font-size: 11px;
  color: var(--ink-4);
  font-variant-numeric: tabular-nums;
}

.summary {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  margin: 20px 0 18px;
  border-top: 1px solid var(--line);
  padding-top: 16px;
}
.summary > div { padding: 4px 0; }
.summary-l {
  font-size: 12px; color: var(--ink-3); margin-bottom: 4px;
}
.summary-v {
  font-size: 18px; font-weight: 700; letter-spacing: -0.02em;
  font-variant-numeric: tabular-nums;
}
.summary-v.accent { color: var(--ink); }
.summary-v .arr { color: var(--ink-4); margin: 0 4px; }

/* ============ CTA ============ */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  width: 100%;
  height: 56px;
  border-radius: var(--r-pill);
  border: none;
  background: var(--accent);
  color: var(--accent-ink);
  font-family: inherit;
  font-size: 15px;
  font-weight: 600;
  letter-spacing: -0.01em;
  cursor: pointer;
  box-shadow: var(--shadow-cta);
  transition: transform .1s, box-shadow .15s;
}
.btn:hover { transform: translateY(-1px); box-shadow: 0 12px 28px rgba(198, 255, 61, 0.45); }
.btn:active { transform: translateY(1px); }
.btn:disabled { background: var(--line); color: var(--ink-4); box-shadow: none; cursor: not-allowed; }
.btn-dark {
  background: var(--ink); color: #fff;
  box-shadow: 0 8px 22px rgba(10, 10, 11, 0.2);
}
.btn-ghost {
  background: var(--bg-soft); color: var(--ink); box-shadow: none;
}

/* ============ TRUST STRIP ============ */
.trust {
  display: flex;
  align-items: center;
  justify-content: space-around;
  margin: 20px;
  padding: 16px 12px;
  border: 1px solid var(--line);
  border-radius: var(--r-lg);
  background: var(--bg);
}
.trust-item {
  text-align: center;
  flex: 1;
}
.trust-num {
  font-size: 22px; font-weight: 700; letter-spacing: -0.03em;
  font-variant-numeric: tabular-nums;
}
.trust-l {
  font-size: 11px; color: var(--ink-3); margin-top: 2px;
}
.trust-sep {
  width: 1px; height: 32px; background: var(--line);
}

/* ============ SECTIONS ============ */
.section { padding: 40px 20px 8px; }
.section h2 {
  font-size: 32px;
  font-weight: 700;
  letter-spacing: -0.04em;
  line-height: 1.0;
  margin: 12px 0 24px;
  text-wrap: balance;
}
.section h2 mark { background: var(--accent); padding: 0 6px; border-radius: 6px; color: var(--ink); }

/* features as bento */
.bento {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}
.bento-card {
  border: 1px solid var(--line);
  border-radius: var(--r-lg);
  padding: 18px;
  background: var(--bg-elev);
  display: flex; flex-direction: column;
  min-height: 140px;
  position: relative;
  overflow: hidden;
}
.bento-card.full { grid-column: span 2; }
.bento-card.dark {
  background: var(--ink); color: #fff; border-color: var(--ink);
}
.bento-card.accent {
  background: var(--accent); border-color: var(--accent); color: var(--ink);
}
.bento-icon {
  width: 36px; height: 36px;
  border-radius: 10px;
  background: var(--bg-soft);
  display: grid; place-items: center;
  margin-bottom: auto;
  color: var(--ink);
}
.bento-card.dark .bento-icon { background: rgba(255,255,255,0.1); color: var(--accent); }
.bento-card.accent .bento-icon { background: var(--ink); color: var(--accent); }
.bento-card h3 {
  font-size: 15px;
  font-weight: 600;
  letter-spacing: -0.02em;
  margin: 16px 0 4px;
  line-height: 1.2;
}
.bento-card p {
  font-size: 12.5px;
  color: var(--ink-3);
  margin: 0;
  line-height: 1.45;
}
.bento-card.dark p { color: rgba(255,255,255,0.7); }
.bento-card.accent p { color: var(--ink); opacity: 0.7; }
.bento-big-num {
  font-size: 56px; font-weight: 700; letter-spacing: -0.05em;
  line-height: 0.9;
  font-variant-numeric: tabular-nums;
}

/* ============ STEPS ============ */
.steps-list {
  counter-reset: s;
  list-style: none;
  padding: 0; margin: 0;
}
.steps-list li {
  counter-increment: s;
  padding: 22px 0;
  border-top: 1px solid var(--line);
  display: grid;
  grid-template-columns: 56px 1fr;
  gap: 16px;
  align-items: start;
}
.steps-list li:last-child { border-bottom: 1px solid var(--line); }
.steps-list li::before {
  content: '0' counter(s);
  font-size: 14px;
  font-weight: 600;
  color: var(--ink-4);
  font-variant-numeric: tabular-nums;
  letter-spacing: 0;
  padding-top: 2px;
}
.steps-list h4 {
  font-size: 18px;
  font-weight: 600;
  letter-spacing: -0.02em;
  margin: 0 0 4px;
}
.steps-list p {
  font-size: 13.5px;
  color: var(--ink-3);
  margin: 0;
  line-height: 1.5;
}

/* ============ REVIEWS ============ */
.reviews {
  display: flex;
  gap: 12px;
  overflow-x: auto;
  padding: 4px 20px 20px;
  margin: 0 -20px;
  scroll-snap-type: x mandatory;
  scrollbar-width: none;
}
.reviews::-webkit-scrollbar { display: none; }
.review {
  flex: 0 0 78%;
  scroll-snap-align: start;
  border: 1px solid var(--line);
  border-radius: var(--r-lg);
  padding: 18px;
  background: var(--bg-elev);
}
.review-stars { color: var(--accent-ink); font-size: 14px; letter-spacing: 1px; }
.review-stars .ic { color: #FFB800; width: 14px; height: 14px; }
.review-text {
  font-size: 14.5px;
  color: var(--ink);
  margin: 12px 0 14px;
  line-height: 1.5;
  font-weight: 500;
}
.review-foot {
  display: flex; align-items: center; gap: 10px;
  padding-top: 12px;
  border-top: 1px solid var(--line);
}
.review-ava {
  width: 36px; height: 36px; border-radius: 50%;
  background: var(--ink); color: #fff;
  display: grid; place-items: center;
  font-weight: 600; font-size: 13px;
}
.review-name { font-size: 13.5px; font-weight: 600; }
.review-meta { font-size: 11.5px; color: var(--ink-3); }

/* ============ FAQ ============ */
.faq { display: flex; flex-direction: column; }
.faq-item {
  border-top: 1px solid var(--line);
}
.faq-item:last-child { border-bottom: 1px solid var(--line); }
.faq-q {
  width: 100%;
  text-align: left;
  background: none; border: none;
  padding: 22px 0;
  font-family: inherit;
  font-size: 16px;
  font-weight: 600;
  letter-spacing: -0.02em;
  color: var(--ink);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
}
.faq-q .chev {
  width: 24px; height: 24px;
  flex-shrink: 0;
  transition: transform .25s;
  color: var(--ink-3);
}
.faq-item.open .chev { transform: rotate(180deg); color: var(--ink); }
.faq-a {
  max-height: 0;
  overflow: hidden;
  font-size: 14px;
  color: var(--ink-3);
  line-height: 1.55;
  transition: max-height .3s, padding .3s;
}
.faq-item.open .faq-a { max-height: 400px; padding: 0 0 22px; }

/* ============ STICKY CTA ============ */
.sticky-cta {
  position: fixed;
  bottom: 0; left: 50%;
  transform: translateX(-50%);
  width: 100%;
  max-width: 480px;
  padding: 14px 20px 18px;
  background: linear-gradient(to top, var(--bg) 70%, rgba(255,255,255,0));
  z-index: 40;
  pointer-events: none;
  transition: opacity .25s, transform .25s;
}
.sticky-cta .btn { pointer-events: auto; }

/* ============ FOOT ============ */
.foot {
  padding: 32px 20px 100px;
  font-size: 12px;
  color: var(--ink-4);
  line-height: 1.6;
}
.foot strong { color: var(--ink-2); }
.foot-meta {
  margin-top: 16px;
  padding-top: 16px;
  border-top: 1px solid var(--line);
  display: flex;
  justify-content: space-between;
  font-size: 11px;
}

/* ============ APPLY (form) ============ */
.form-screen { padding: 8px 20px 0; }
.form-card {
  border: 1px solid var(--line);
  border-radius: var(--r-xl);
  padding: 28px 22px;
  background: var(--bg);
}
.form-card .eyebrow { margin-bottom: 12px; }
.form-card h1 {
  font-size: 30px;
  font-weight: 700;
  letter-spacing: -0.04em;
  line-height: 1.05;
  margin: 0 0 8px;
}
.form-card p.sub {
  font-size: 14px;
  color: var(--ink-3);
  margin: 0 0 22px;
}
.amount-recap {
  display: flex;
  gap: 0;
  margin: 18px -2px 22px;
  padding: 14px 16px;
  background: var(--bg-soft);
  border-radius: var(--r-md);
  align-items: center;
}
.amount-recap .ar-l { font-size: 11px; color: var(--ink-3); text-transform: uppercase; letter-spacing: 0.06em; }
.amount-recap .ar-v { font-weight: 700; font-size: 16px; letter-spacing: -0.02em; font-variant-numeric: tabular-nums; }
.amount-recap > div { flex: 1; }
.amount-recap > div + div { border-left: 1px solid var(--line); padding-left: 14px; }

.input-group { margin-bottom: 14px; }
.input-group label.lbl {
  font-size: 12px;
  font-weight: 500;
  color: var(--ink-3);
  margin-bottom: 8px;
  display: block;
}
.phone-wrap {
  position: relative;
  display: flex;
  align-items: center;
  border: 1.5px solid var(--line);
  border-radius: var(--r-md);
  background: var(--bg);
  height: 60px;
  padding: 0 16px;
  transition: border-color .15s;
}
.phone-wrap:focus-within { border-color: var(--ink); }
.phone-flag {
  width: 22px; height: 16px;
  border-radius: 3px;
  overflow: hidden;
  flex-shrink: 0;
  margin-right: 10px;
  box-shadow: 0 0 0 1px rgba(0,0,0,0.05);
}
.phone-flag svg { width: 100%; height: 100%; }
.phone-input {
  flex: 1;
  border: none; outline: none; background: transparent;
  font-family: inherit;
  font-size: 18px;
  font-weight: 600;
  color: var(--ink);
  letter-spacing: -0.01em;
  font-variant-numeric: tabular-nums;
  min-width: 0;
}
.phone-check {
  width: 24px; height: 24px;
  border-radius: 50%;
  background: var(--green);
  color: #fff;
  display: grid; place-items: center;
  flex-shrink: 0;
}

.consent {
  display: flex; align-items: flex-start; gap: 10px;
  margin-bottom: 18px;
  font-size: 12px;
  color: var(--ink-3);
  line-height: 1.45;
  cursor: pointer;
}
.consent input { accent-color: var(--ink); width: 18px; height: 18px; flex-shrink: 0; margin-top: 1px; }
.consent a { color: var(--ink); text-decoration: underline; }

.form-trust {
  display: flex; align-items: center; justify-content: center; gap: 6px;
  margin-top: 14px;
  font-size: 11.5px;
  color: var(--ink-3);
}
.form-trust .ic { color: var(--ink-3); }

/* form trust list */
.form-list {
  margin-top: 24px;
  display: flex;
  flex-direction: column;
}
.form-list-item {
  padding: 16px 0;
  border-top: 1px solid var(--line);
  display: flex;
  gap: 14px;
  align-items: center;
}
.form-list-item:last-child { border-bottom: 1px solid var(--line); }
.form-list-icon {
  width: 36px; height: 36px;
  border-radius: 10px;
  background: var(--accent-soft);
  color: var(--ink);
  display: grid; place-items: center;
  flex-shrink: 0;
}
.form-list-item h4 { font-size: 14px; font-weight: 600; margin: 0 0 2px; letter-spacing: -0.01em; }
.form-list-item p { font-size: 12.5px; color: var(--ink-3); margin: 0; }

/* ============ LOADER ============ */
.loader-wrap {
  padding: 56px 28px 48px;
  text-align: center;
}
.loader-ring {
  width: 64px; height: 64px;
  margin: 0 auto 24px;
  border: 4px solid var(--line);
  border-top-color: var(--ink);
  border-radius: 50%;
  animation: spin 0.9s linear infinite;
}
@keyframes spin { to { transform: rotate(360deg); } }
.loader-h {
  font-size: 24px;
  font-weight: 700;
  letter-spacing: -0.03em;
  margin-bottom: 6px;
}
.loader-sub {
  font-size: 14px;
  color: var(--ink-3);
  margin-bottom: 28px;
}
.loader-steps {
  border: 1px solid var(--line);
  border-radius: var(--r-lg);
  padding: 6px 18px;
  text-align: left;
}
.loader-step {
  display: flex; align-items: center; gap: 12px;
  padding: 14px 0;
  font-size: 13.5px;
  color: var(--ink-4);
  font-weight: 500;
  border-bottom: 1px solid var(--line);
  transition: color .25s;
}
.loader-step:last-child { border-bottom: none; }
.loader-step.active { color: var(--ink); }
.loader-step.done { color: var(--ink-3); }
.loader-step .dot {
  width: 22px; height: 22px;
  border-radius: 50%;
  background: var(--bg-soft);
  color: var(--ink-3);
  display: grid; place-items: center;
  font-size: 11px; font-weight: 600;
  flex-shrink: 0;
  font-variant-numeric: tabular-nums;
  transition: background .25s, color .25s;
}
.loader-step.active .dot { background: var(--ink); color: var(--accent); }
.loader-step.done .dot { background: var(--accent); color: var(--ink); }

/* ============ OFFERWALL ============ */
.ow-head {
  padding: 16px 20px 4px;
}
.ow-head h1 {
  font-size: 28px; font-weight: 700; letter-spacing: -0.04em;
  margin: 8px 0 4px; line-height: 1.05;
}
.ow-head p { font-size: 13.5px; color: var(--ink-3); margin: 0; }
.ow-recap {
  display: inline-flex;
  gap: 6px;
  font-size: 12.5px;
  font-weight: 500;
  margin-top: 10px;
  padding: 6px 12px;
  border-radius: var(--r-pill);
  background: var(--bg-soft);
  color: var(--ink-2);
}
.ow-recap strong { font-weight: 700; }

.offer-list {
  display: flex; flex-direction: column;
  gap: 10px;
  padding: 16px 20px 20px;
}
.offer {
  border: 1px solid var(--line);
  border-radius: var(--r-lg);
  padding: 18px;
  background: var(--bg);
  position: relative;
  transition: border-color .15s, transform .1s;
}
.offer:active { transform: scale(0.99); }
.offer.top {
  border-color: var(--ink);
  background: var(--ink);
  color: #fff;
  padding-top: 26px;
}
.offer.top .offer-name { color: #fff; }
.offer.top .offer-meta { color: rgba(255,255,255,0.6); }
.offer.top .offer-stat-l { color: rgba(255,255,255,0.5); }
.offer.top .offer-stat-v { color: #fff; }
.offer.top .offer-divider { background: rgba(255,255,255,0.1); }
.offer-top-tag {
  position: absolute;
  top: -1px; left: -1px;
  background: var(--accent);
  color: var(--ink);
  font-weight: 600;
  font-size: 11px;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  padding: 5px 12px 6px;
  border-radius: var(--r-lg) 0 var(--r-md) 0;
  display: inline-flex;
  align-items: center; gap: 4px;
}
.offer-row1 {
  display: flex; align-items: center; gap: 12px;
  margin-bottom: 14px;
}
.offer-logo {
  width: 44px; height: 44px;
  border-radius: 12px;
  color: #fff;
  display: grid; place-items: center;
  font-weight: 700; font-size: 14px;
  flex-shrink: 0;
  letter-spacing: -0.01em;
}
.offer-name { font-size: 15.5px; font-weight: 700; letter-spacing: -0.02em; }
.offer-meta {
  font-size: 12px;
  color: var(--ink-3);
  margin-top: 2px;
  display: flex; align-items: center; gap: 6px;
  flex-wrap: wrap;
}
.offer-meta .ic { width: 13px; height: 13px; color: #FFB800; }
.offer-tag {
  display: inline-block;
  font-size: 10.5px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  padding: 3px 8px;
  border-radius: var(--r-pill);
  background: var(--accent-soft);
  color: var(--ink);
}
.offer.top .offer-tag { background: var(--accent); color: var(--ink); }

.offer-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  padding: 12px 0 14px;
  margin-bottom: 14px;
}
.offer-divider { height: 1px; background: var(--line); margin: 0 -2px; }
.offer-stat-l {
  font-size: 10.5px; text-transform: uppercase; letter-spacing: 0.05em;
  color: var(--ink-3); font-weight: 500; margin-bottom: 4px;
}
.offer-stat-v {
  font-size: 15px; font-weight: 700; letter-spacing: -0.02em;
  color: var(--ink);
  font-variant-numeric: tabular-nums;
}
.offer-stats > div + div { padding-left: 12px; border-left: 1px solid var(--line); }
.offer.top .offer-stats > div + div { border-left-color: rgba(255,255,255,0.1); }

.offer-btn {
  display: flex; align-items: center; justify-content: center; gap: 6px;
  width: 100%; height: 48px;
  border-radius: var(--r-pill);
  background: var(--accent);
  color: var(--ink);
  font-weight: 600; font-size: 14px;
  letter-spacing: -0.01em;
  transition: transform .08s;
}
.offer:not(.top) .offer-btn {
  background: var(--bg-soft);
  color: var(--ink);
}
.offer:not(.top) .offer-btn:hover { background: var(--ink); color: #fff; }
.offer-btn:active { transform: scale(0.98); }